ReccurIQ app iconReccurIQ

Your subscriptions, in hours of work.

ReccurIQ is an iPhone app that turns every recurring charge into the time you spent earning it. Then it helps you decide what to keep, what to review and what to kill.

Free · no in-app purchases No bank login Data stays on the device EN · FR · ES · AR 12 currencies, real rates
Download free on the App Store

A streaming subscription

$17.99/mo
1h 12m

of your work, every month

Try your own numbers. This is the calculation at the heart of the app.

People lose track of what they pay for. Badly.

$133

a month: how far the average American underestimates their own subscription spending. Nearly $1,600 a year.

74%

say recurring charges are easy to forget.

42%

kept paying for a service they had stopped using.

Source: C+R Research survey of 1,000 U.S. adults, 2022, reported by FOX/KTVU.

Why ReccurIQ wins

A number nobody else shows

Dollars are abstract. "1h 12m of your work" is not. The time-cost framing is the product, and it is what people share.

No bank login, works everywhere

Most trackers need your bank credentials and only work where bank APIs exist. ReccurIQ works on day one, in any country.

Global from launch

4 languages including right-to-left Arabic, 12 currencies including MAD, SAR, AED, INR, BRL and MXN, converted at real rates.

ReccurIQ dashboard: $129.88 a month, 5 hours 39 minutes of work, split into Keep, Review and Kill

One number that actually stings.

The monthly total, then the same total in hours of your own work, based on the income and hours you enter. Three rings split it by what you have decided.

Keep $97.89Review $17.00Kill $14.99
  • A daily nudge: "Cancel Amazon Prime. That is $14.99 back every month, about 39 minutes of your work."
  • Quick actions for adding, exporting and searching.
At Risk view: $31.99 a month at risk, $383.88 a year, and what it would become in the S&P 500

Cut it, then see what it could become.

Everything marked Review or Kill is added up, then projected as if it went into the S&P 500 instead, at its historical average return. Clearly labeled as an estimate, not a promise.

$408.98
in 1 year
$2,737.08
in 5 years
$8,153.17
in 10 years

From $31.99 a month. Index data from public market history.

ReccurIQ AI assistant with suggested questions

Ask anything. Get answers built on your numbers.

A money assistant that knows your subscriptions, your categories and your hourly rate. It stays on personal finance and refuses everything else.

Where can I cut back this month?
Amazon Prime is marked Kill and The New York Times is up for review. Cutting both gives you $31.99 a month back, about 1h 23m of your work.
  • Standard and Advanced modes, one-time consent, and a local fallback when offline.
Burn Rate: spending by category in a donut chart

Every category, every month.

Gaming, music, news, streaming, shopping, security, fitness: each with its share and its trend, so the leak is obvious at a glance.

Calendar of November 2026 with 9 charges totaling $129.88

Never pay for something you forgot.

Every charge on one calendar, with local notifications before each renewal and before each free trial ends.

Add a subscription from a catalog of 150 services

150 services, real logos, real plans.

Pick from the catalog or build a custom subscription with its own color, icon, category and billing cycle. Free trials are counted down to the day.

Built like a native iPhone app.

Home Screen widget

Small, medium and large, plus Lock Screen: the monthly total, hours of work, a six-month chart and the next charges.

Siri and Shortcuts

"How much do I spend on subscriptions in ReccurIQ?" answered out loud, without opening the app.

Real currency conversion

Switch between 12 currencies and every amount converts at European Central Bank reference rates.

Private by design

No bank connection. Subscriptions live on the device. Use it without an account, or sign in with Apple or Google.

Four languages

English, French, Spanish and Arabic, with right-to-left layout for Arabic.

Accessible

Dynamic Type, VoiceOver labels and contrast-checked status colors in light and dark mode.